Step 1 · For everyone · Free to try

The old khata book.
With a new brain.

Your full credit and payment book, on your phone. Type “Ramesh ko 500 diye” in any of 7 languages — the AI makes the entry. Who owes you, whom you owe — one look.

AI smart entry — type the way you speak, in 7 languages
WhatsApp reminders — “₹850 is pending” sent in one tap
Works offline — your data stays on your phone
For every trade — kirana, contractor, boutique, dairy…

Use it now — free Make it yours — WhatsApp

Live app — tap to use it

Kirana → Contractor → Boutique — tap “Switch” to change business

Three steps. That’s all.

How it works

Add a party

Customer, supplier, worker — anyone you deal with. Type a name. Done.

Type like you speak

“Anita se 2000 mile” · “Paid Mehta 3000” — the AI finds the party, the amount and the direction.

See balances, send reminders

To collect and to pay — live. One tap sends a polite WhatsApp reminder.

Outgrowing the khata?

When your team grows,
Munimo grows with you.

Upgrade straight to Munimo Lite — staff attendance, expense approvals, cashbook. Your data comes along. No re-entry.

See Munimo Lite →

Munimo Lite

The old khata book.With a new brain.